In a significant development for Nigeria’s digital financial landscape, Paga, one of the country’s leading fintech companies, has announced a live integration with global payments giant PayPal. The partnership enables Nigerian users to link their PayPal accounts directly to their Paga wallets, facilitating international payments and local Naira withdrawals.
The integration allows Nigerian freelancers, entrepreneurs, and consumers to receive cross-border payments from PayPal-supported markets, shop with global merchants, and seamlessly access their funds locally. Users can withdraw their PayPal balances into their Paga wallets and use the funds for everyday transactions, including card spending, bank transfers, bill payments, and merchant purchases within the Paga ecosystem.
This collaboration provides Nigerian businesses with access to PayPal’s global network of over 400 million users, potentially boosting international trade and e-commerce. For individuals, it simplifies the process of receiving and utilizing foreign earnings, addressing a long-standing challenge in Nigeria’s digital economy.
Tayo Oviosu, Founder and Group CEO of Paga, emphasized the user-centric design of the integration: “Whether you’re a freelancer receiving international payments, a business selling online, or a consumer shopping globally, this collaboration makes it easier to access and use global funds locally, in a way that’s simple, secure, and built for our markets.”
Otto Williams, Senior Vice President and Regional Head for PayPal in the Middle East and Africa, highlighted the strategic intent behind the partnership: “We’ve been intentional about partnering with local innovators like Paga and developing solutions that help Nigerians earn, spend, and grow. This collaboration helps strengthen the broader payments ecosystem by supporting local innovation and expanding financial inclusion.”
Nigeria’s digital payments sector has seen explosive growth, with transaction values reaching ₦657.8 trillion in 2023 and active mobile wallet users exceeding 30 million, according to a 2024 report by Novatia Consulting. The PayPal-Paga partnership is expected to further accelerate this growth by bridging global and local payment flows.
The launch positions Paga as a key enabler of financial connectivity in Nigeria and marks a major step in PayPal’s strategy to deepen its presence in Africa’s largest economy.
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